YOUR HOME SEARCH MADE EASY
At Katie Wojtowicz Homes our focus is on your complete satisfaction.
Congratulations on taking the first step to hitting your next milestone and achieving your real estate and wealth building goals. Not only is owning a home one of the best financial investments you can make, there are also many emotional benefits to finding a place you can plant your roots. Owning your home gives you a significant sense of accomplishment because it’s a space you can customize to your heart’s desire. That can bring you added happiness.
The next part of the process is deciding who you want by your side to guide you through the many decisions you will be making over the next couple of months. We look forward to being your trusted experts and navigating this incredible journey with you.
Ready to get started? Simply tap the button below to get set up on my customized RealScout platform and watch the houses start appearing in your inbox. Next, please schedule a brief home buyer call via my Calendy link to discuss the process of buying a home and answer any questions you may currently have.
FROM THE START OF YOUR SEARCH TO CLOSING DAY, WE ARE HERE BY YOUR SIDE
Financing Strategy
One of the key parts in buying a house, is figuring out how you will pay for it - options include cash, or mortgage. It's important to talk to a local lender about your options and develop a financing strategy that works for you. We work with several trusted lenders that we know will get you to the finish line.
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Negotiations to Under Contract
The search is over. You’ve finally found ‘the one’ and all you need is a winning offer. Don’t worry, that’s what we are here for.
We will advise you on your options to make a strong, yet comfortable offer with considerations to price (we will run a thorough analysis on all comparative properties), earnest money deposit, closing date, and contingencies. Then as your agent, we will negotiate a contract based on your terms. All documents can be signed from the comfort of your own sofa through a simple, secure, digital signature platform. Then our coordinator, Melissa, will take you from contract to close with easy instructions on what to do next.
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Home Inspection
The first thing you need to know about a home inspection: You’ll feel all the feels.
There’s the excitement — the inspection could be the longest time you’re in the house, after the showing.
Right behind that comes … anxiety. What if the inspector finds something wrong? So wrong you can’t buy the house? Then there’s impatience. Seriously, is this whole home buying process over yet?
Not yet. But you’re close. So take a deep breath. Because here's the most important thing to know about home inspection: It’s just too good for you, as a buyer, to skip.
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Appraisal Process
The home appraisal is a critical step for securing a mortgage on your home. As Home Light explains: “…lenders typically require an appraisal to ensure that your loan-to-value ratio falls within their underwriting guidelines. Mortgages are secured loans where the lender uses your home as collateral in case you default on the agreed-upon payments.”
Put simply: when you apply for a mortgage, an unbiased appraisal – typically required by your lender – is the best way to verify the value of the home. That appraisal ensures the lender doesn’t loan you more than what the home is worth.
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Closing Day
This is our favorite day! You’ve made it through the (sometimes) complicated twists and turns of underwriting, contingencies, and you’ve completed all of your ‘to do’ list. It’s time to celebrate. At Katie Wojtowicz Homes, we work with several preferred title companies that will help you on settlement day. We’ll ensure you have the opportunity to review all of the documents prior to the settlement table. Make sure to bring your government issued I.D. and check book just in case.
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Just because the transaction is over, doesn’t mean our relationship is over. Need someone to do some work on the interior or exterior of your house? I will be your continued resource for any and all housing needs and updates. I will also set you up on a customized home valuation tool and provide annual home equity updates.